Apple Pay is a modern, secure, and fast way to pay in stores, apps, and online—without needing your physical wallet. Since its introduction in the Czech Republic, it’s been supported by most major banks and retailers. This guide will show you how to set it up, where you can use it, and how to stay safe while paying with your iPhone or Apple Watch.
What is Apple Pay?
Apple Pay is a mobile payment and digital wallet service by Apple. It allows you to add your credit or debit card to the Wallet app and use your iPhone, Apple Watch, iPad, or Mac to make payments.
You can use it to:
- Tap and pay in stores (contactless terminals)
- Pay in apps or websites without entering card details
- Authorize payments with Face ID, Touch ID, or passcode
How to set up Apple Pay in the Czech Republic
Setting it up takes just a few minutes:
On iPhone
- Open the Wallet app
- Tap the plus (+) icon in the top right
- Follow the instructions to add your debit or credit card
- Your bank may ask for verification (SMS, app confirmation, or call)
- Once verified, your card will appear in Wallet
On Apple Watch
- Open the Watch app on your iPhone
- Tap Wallet & Apple Pay
- Select Add Card
- Follow the steps just like on the iPhone
You can add multiple cards and set one as your default payment method.
Which banks support Apple Pay in Czechia?
Most major banks already support it, including:
- Česká spořitelna
- Komerční banka
- Moneta Money Bank
- Air Bank
- mBank
- Raiffeisenbank
- ČSOB
- Revolut
- Curve (acts as a bridge for other cards)
If your bank is not listed, check its website or contact support to see if Apple Pay is available.
Where can you use Apple Pay?
You can use Apple Pay almost anywhere that accepts contactless payments:
In physical stores
- Grocery stores: Albert, Lidl, Tesco, Billa
- Retail: Alza, Datart, IKEA, H&M
- Cafés and restaurants: Starbucks, McDonald’s, KFC
- Public transport: contactless terminals in many cities (e.g., Prague)
Just look for the contactless symbol or the Apple Pay logo.
In apps
Many Czech and international apps support Apple Pay, including:
- Bolt
- Wolt
- Rohlík
- App Store
- Booking.com
- Airbnb
On websites
Use Safari on your iPhone, iPad, or Mac:
- Look for the Apple Pay button at checkout
- Authenticate with Face ID, Touch ID, or password
Is Apple Pay safe?
Yes—Apple Pay is designed with security in mind:
- Your card number is never stored on the device or Apple’s servers
- Each transaction uses a unique, one-time dynamic code
- You need Face ID, Touch ID, or a passcode to authorize every payment
- Even if your iPhone is lost or stolen, your cards remain protected
You can also remotely suspend Apple Pay using iCloud.com and the Find My app.
Tips for using Apple Pay in Czechia
- Hold your iPhone or Apple Watch near the terminal until you feel a vibration or hear a beep
- Some older terminals may require a PIN or fallback to chip and pin
- Set your most-used card as default for faster payments
- If using Apple Pay abroad, make sure your bank supports international transactions
Final thoughts
Apple Pay in the Czech Republic is fast, secure, and widely supported. Whether you’re buying groceries, ordering a ride, or shopping online, Apple Pay helps you pay with confidence—without reaching for your wallet. Setting it up takes just a few minutes, but the convenience will save you time every day.
